Business credit facilities
Finabank's Business Banking department is renowned for its short lines of communication, prompt service, personalized approach, and customized solutions. We understand that managing costs is crucial for your business operations. That's why we offer entrepreneurs the most competitive interest rates on their business loans.
Learn more about our business credit facilities:
| Our Investment Credit caters to a wide range of business investment needs, including: land or business property acquisition, construction of business premises, purchase of machinery and equipment, lease contract financing, core inventory financing. Are you making a green transition? Ask about our sustainability loans. | |
| Current Account Credit | With our Current Account Credit, we work closely with you to establish a credit limit that provides you with access to funds when you need them most. |
| Letter of Credit (L/C) | A supplier may request an L/C to secure payment for the goods they provide. This instrument offers protection against non-payment, ensuring that the seller receives the agreed-upon amount upon fulfilling the specified conditions. |
| Bank Guarantee | A bank guarantee is a financial instrument where a bank unconditionally undertakes to pay a specified amount to a third party (beneficiary) if certain conditions are met. This guarantee serves as a form of security for the beneficiary, ensuring that they receive the agreed-upon payment even if the original contracting parties encounter unforeseen circumstances. |
| Temporary Credit Facility | We understand the importance of maintaining a healthy cash flow for your business's success. Our Temporary Credit Facility provides you with the financial flexibility to navigate temporary liquidity challenges and ensure the continued growth and stability of your operations. |
| Savings- and investment opportunities | Planning on investing or saving? Learn more about our savings account and term deposit facilities. |
| Sustainability Loans | Our goal is to empower entrepreneurship in the the agriculture sector, the production sector, tourism and the IT sector, by offering financial and business advice and capital. Empowering entrepreneurship stimulates going green, economic growth, stimulates innovation, creates jobs and enhances overall well-being. |
